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  • Banking in Canada—The Next Ten Years
    Text  Frazee, Rowland C., Esq., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1977), 6 Jan 1977, 153-165     The decennial revision of the Bank Act. Some background and history. Some issues that have emerged, and future implications of the revision. Various problems, with a detailed discussion of each: the narrowness of existing banking legislation, the problem of foreign banks operating in Canada, the problem of proposed restrictions on ...
    Text  Frazee, Rowland C., Esq., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1977), 6 Jan 1977, 153-165   The decennial revision of the Bank Act. Some background and history. Some issues that have emerged, and future implications of the revision. Various problems, with a detailed discussion of each: ...
  • Will Canadian Banks Survive in the Global Arena?
    Text  Hunkin, John; Gemmell, Robert, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1997), 10 Oct 1996, 125-137     John Hunkin A response to the question "Can Canadian banks survive in the Global arena?" The current unpopularity of bankers. The basic criteria for survival. A better question: "How many Canadian banks will equip themselves for the challenge of the global marketplace?" and the speaker's response. The global choice made ...
    Text  Hunkin, John; Gemmell, Robert, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1997), 10 Oct 1996, 125-137   John Hunkin A response to the question "Can Canadian banks survive in the Global arena?" The current unpopularity of bankers. The basic criteria for survival. A better question: "How many ...
  • Canadian Banks—Myth and Reality
    Text  Stewart, Walter, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1984), 3 Mar 1983, 258-268     A response to the question "Are our banks safe?" The speaker's belief that we can no longer take it for granted that Canadian banks are safe. Reasons why. The possibility of a banking collapse; examining our own banks in a more critical way than we have in the past. A ...
    Text  Stewart, Walter, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1984), 3 Mar 1983, 258-268   A response to the question "Are our banks safe?" The speaker's belief that we can no longer take it for granted that Canadian banks are safe. Reasons why. The possibility ...
  • Size and Competition in Canadian Banking
    Text  Sinclair, Helen, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1996), 9 Apr 1996, 454-465     Taking pride in Canada's banking industry. An industry essential to the current and future well-being of the Toronto region. Some employment figures. The financial industry second only to the automobile in the scale of economic benefits conferred on the Greater Toronto Area. Banks as one of the largest clients of ...
    Text  Sinclair, Helen, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1996), 9 Apr 1996, 454-465   Taking pride in Canada's banking industry. An industry essential to the current and future well-being of the Toronto region. Some employment figures. The financial industry second only to the automobile ...
  • Foreign Banks in Canada
    Text  MacIntosh, Robert M., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1984), 9 Dec 1982, 142-155     Some historical perspective first. Then, a review of the present situation. The lack of legislation regarding foreign banks in Canada, prior to 1967. Why banking in Canada did not follow the pattern of multinational investment so evident in most industries. The Bank Act of 1967. The failure of legislation to ...
    Text  MacIntosh, Robert M., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1984), 9 Dec 1982, 142-155   Some historical perspective first. Then, a review of the present situation. The lack of legislation regarding foreign banks in Canada, prior to 1967. Why banking in Canada did not follow ...
  • Different Drummers
    Text  MacIntosh, Robert, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1992), 17 Sep 1991, 56-67     Different Drummers: the speaker's book on banking and politics in Canada. The regulatory environment catching up with reality: over and over again. Concern with recent disclosures by the Bank of Credit and Commerce International (BCCI): an example of regulatory lag. The globalization of the financial system. International standards and some ...
    Text  MacIntosh, Robert, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1992), 17 Sep 1991, 56-67   Different Drummers: the speaker's book on banking and politics in Canada. The regulatory environment catching up with reality: over and over again. Concern with recent disclosures by the Bank of ...
  • Revolutinary Thinking in Retail Banking
    Text  Kuhlmann, Arkadi, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 2006), 9 Jun 2005, 454-465     Shareholders benefitting - consumers getting left behind. Canadian banks slipping in global rankings. Do better or risk "shrinking to greatness." Consumer trends and technological innovations driving change in the banking industry. The regulatory framework and its effects. A review of the retail banking industry in Canada. Empowered customers embracing change ...
    Text  Kuhlmann, Arkadi, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 2006), 9 Jun 2005, 454-465   Shareholders benefitting - consumers getting left behind. Canadian banks slipping in global rankings. Do better or risk "shrinking to greatness." Consumer trends and technological innovations driving change in the banking ...
  • Public Policy and the Changing Nature of Canadian Banks
    Text  Raymond, Réal, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 2006), 7 Apr 2005, 318-330     An outline of the speaker's views concerning the key forces that are shaping the legislative and regulatory framework. Mergers between big banks in Quebec and Ontario. Three important currents that characterize the national legislative and regulatory framework. Political dimensions. Public policy objectives that guide elected officials and civil servants when ...
    Text  Raymond, Réal, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 2006), 7 Apr 2005, 318-330   An outline of the speaker's views concerning the key forces that are shaping the legislative and regulatory framework. Mergers between big banks in Quebec and Ontario. Three important currents that ...
  • The Work of the Central Bank
    Text  Rasminsky, Louis, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1964), 21 Oct 1963, 41-56     A joint meeting of The Empire Club of Canada and The Canadian Club of Toronto. Two recent Annual Reports published by the Bank of Canada to explain what the Bank was doing and why; also press statements on the six occasions that the Bank Rate was changed. The submission to ...
    Text  Rasminsky, Louis, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1964), 21 Oct 1963, 41-56   A joint meeting of The Empire Club of Canada and The Canadian Club of Toronto. Two recent Annual Reports published by the Bank of Canada to explain what the Bank ...
  • The Business of Bank Mergers: A Sound Strategy for Canada
    Text  Baillie, A. Charles, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1999), 20 Nov 1998, 240-252     An illustrative reminder of the very deep roots of opposition to bank mergers. A brief listing of recent mergers. Canada's stable, secure, and successful banking system. Responding to change and to challenge. Calculated risks critical to meeting Canadians' needs today. An attitude towards risk and an aptitude to execute well ...
    Text  Baillie, A. Charles, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1999), 20 Nov 1998, 240-252   An illustrative reminder of the very deep roots of opposition to bank mergers. A brief listing of recent mergers. Canada's stable, secure, and successful banking system. Responding to change and ...
  • What's Behind the Proposed Bank Mergers?
    Text  Hunkin, John S., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1998), 12 Feb 1998, 320-327     The speaker's intention to step back and look at what's behind the desire to merge. The real driver globalisation and how that is so. Why globalisation is happening. New opportunities being created. How a company can achieve scale. The record number of takeovers last year. The pursuit of size and ...
    Text  Hunkin, John S., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1998), 12 Feb 1998, 320-327   The speaker's intention to step back and look at what's behind the desire to merge. The real driver globalisation and how that is so. Why globalisation is happening. New opportunities ...
  • Whose Market Is This Anyway?/Global Finance: Are Canadians Up To It?
    Text  Grandy, Robert; Olsson, Philip, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1997), 17 Oct 1996, 150-162     Robert Grandy The most important capital markets development of the 1990s as the trend for Canadian issuers to raise more and more of their financing outside Canada, particularly in the United States. The significance of this for the major Canadian investment banks and their bank owners. A discussion of this ...
    Text  Grandy, Robert; Olsson, Philip, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1997), 17 Oct 1996, 150-162   Robert Grandy The most important capital markets development of the 1990s as the trend for Canadian issuers to raise more and more of their financing outside Canada, particularly in the ...
  • Canada Needs More of the World
    Text  Waugh, Richard E., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 2007), 27 Oct 2005, 82-92     Scotiabank as Canada's most international bank. Some illustratiave statistics. Ways in which Canada needs more of the world. The need to embrace internationalism. Factors changing the world's economic landscape. The need to recognize these trends and embrace the opportunity they present. A note of caution and the need to focus. ...
    Text  Waugh, Richard E., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 2007), 27 Oct 2005, 82-92   Scotiabank as Canada's most international bank. Some illustratiave statistics. Ways in which Canada needs more of the world. The need to embrace internationalism. Factors changing the world's economic landscape. The ...
  • Why Canadian Bank Mergers Are Not in the National Interest
    Text  Jackman, The Hon. Henry N.R., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 2005), 7 Jun 2004, 434-446     A joint meeting of The Empire Club of Canada and The Canadian Club of Toronto. The merger of the Royal Bank and the Bank of Montreal - an ongoing story. Nothing decided. A review of the issues. A description of the relationship between our Canadian banks and the federal government. ...
    Text  Jackman, The Hon. Henry N.R., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 2005), 7 Jun 2004, 434-446   A joint meeting of The Empire Club of Canada and The Canadian Club of Toronto. The merger of the Royal Bank and the Bank of Montreal - an ongoing story. ...
  • The Power of Innovation: Driving Small Business Growth
    Text  Vennat, Michel, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 2002), 25 Oct 2001, 160-169     How important small business is to Canada. Small Business Week in Canada. The impact of the events of 9/11 on business. Canada's position in facing this difficult period. The excellent health of our financial institutions. The resonse of the BDC. Other influences such as the globalisation of markets and growing ...
    Text  Vennat, Michel, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 2002), 25 Oct 2001, 160-169   How important small business is to Canada. Small Business Week in Canada. The impact of the events of 9/11 on business. Canada's position in facing this difficult period. The excellent ...
  • The Banking Systems of Canada and the United States
    Text  Stewart, D.M., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club of Canada, 1906), 14 Dec 1905, 86-96     Some general comments about the banking business. A duty owed to the public to disseminate accurate information regarding this subject, as it is one upon which the commercial, agricultural and industrial prosperity of the Dominion is vitally dependent. The detriment to any country and demoralization to its people if there ...
    Text  Stewart, D.M., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club of Canada, 1906), 14 Dec 1905, 86-96   Some general comments about the banking business. A duty owed to the public to disseminate accurate information regarding this subject, as it is one upon which the commercial, agricultural and ...
  • The International Expansion of Banking
    Text  Hanselmann, Guido P., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1976), 15 Jan 1976, 204-217     Banking, discussed under the following headings. Buildup of an International Network. Swiss Banks Abroad—Foreign Banks in Switzerland. Reasons for Increased Internationalization. Necessity and Risk. What Does the Future Hold? Canada used as an example under the last heading, particularly with regard to the James Bay and Churchill Falls projects, the ...
    Text  Hanselmann, Guido P., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1976), 15 Jan 1976, 204-217   Banking, discussed under the following headings. Buildup of an International Network. Swiss Banks Abroad—Foreign Banks in Switzerland. Reasons for Increased Internationalization. Necessity and Risk. What Does the Future Hold? Canada ...
  • The Trust Industry: Meeting the Competitive Challenge
    Text  Marchment, Alan R., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1984), 15 Mar 1984, 298-310     Changes in the market for financial services. The historical and emerging roles of banks, trust companies, insurance companies, and investment firms. Problems of fairness and equality of legislation effecting the operation of these institutions. Revision of the Bank Act of 1954. Historical and political reasons for the inequality. The need ...
    Text  Marchment, Alan R., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1984), 15 Mar 1984, 298-310   Changes in the market for financial services. The historical and emerging roles of banks, trust companies, insurance companies, and investment firms. Problems of fairness and equality of legislation effecting the ...
  • Financial Industry Restructuring: A User's Guide
    Text  Taylor, Allan R., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1985), 14 Mar 1985, 377-392     Changes underway in Canada's financial system. Questions of the process of regulatory reform; will it be progress; who will benefit; government and industry involved and vocal, but what about the customer? The financial industry in Canada in a state of change. "financial services industry restructuring" and what it really means. ...
    Text  Taylor, Allan R., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1985), 14 Mar 1985, 377-392   Changes underway in Canada's financial system. Questions of the process of regulatory reform; will it be progress; who will benefit; government and industry involved and vocal, but what about the ...
  • A New Mandate for OSFI
    Text  Palmer, John R.V., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 2001), 8 Jun 2000, 52-63     An explanation of the Office of the Superintendent of Financial Institutions. Canada's financial-sector institutions. OSFI as a legislative mandate. How the mandate, passed into law in 1996, has driven the activities of OSFI. How the OSFI has been fundamentally transformed as a result of that legislation. A new approach to ...
    Text  Palmer, John R.V., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 2001), 8 Jun 2000, 52-63   An explanation of the Office of the Superintendent of Financial Institutions. Canada's financial-sector institutions. OSFI as a legislative mandate. How the mandate, passed into law in 1996, has driven the ...
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