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  • Reflections on Developments in the Canadian Financial System
    Text       The speaker delivering his final public speech as Governor of the Bank of Canada. What the speaker means by “financial system.” Why the Bank of Canada puts such emphasis on financial system issues. A look back over the past seven years – particularly the last seven months. A discussion of ...
    Text     The speaker delivering his final public speech as Governor of the Bank of Canada. What the speaker means by “financial system.” Why the Bank of Canada puts such emphasis on ...
  • Canada Needs More of the World
    Text  Waugh, Richard E., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 2007), 27 Oct 2005, 82-92     Scotiabank as Canada's most international bank. Some illustratiave statistics. Ways in which Canada needs more of the world. The need to embrace internationalism. Factors changing the world's economic landscape. The need to recognize these trends and embrace the opportunity they present. A note of caution and the need to focus. ...
    Text  Waugh, Richard E., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 2007), 27 Oct 2005, 82-92   Scotiabank as Canada's most international bank. Some illustratiave statistics. Ways in which Canada needs more of the world. The need to embrace internationalism. Factors changing the world's economic landscape. The ...
  • Revolutinary Thinking in Retail Banking
    Text  Kuhlmann, Arkadi, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 2006), 9 Jun 2005, 454-465     Shareholders benefitting - consumers getting left behind. Canadian banks slipping in global rankings. Do better or risk "shrinking to greatness." Consumer trends and technological innovations driving change in the banking industry. The regulatory framework and its effects. A review of the retail banking industry in Canada. Empowered customers embracing change ...
    Text  Kuhlmann, Arkadi, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 2006), 9 Jun 2005, 454-465   Shareholders benefitting - consumers getting left behind. Canadian banks slipping in global rankings. Do better or risk "shrinking to greatness." Consumer trends and technological innovations driving change in the banking ...
  • Public Policy and the Changing Nature of Canadian Banks
    Text  Raymond, Réal, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 2006), 7 Apr 2005, 318-330     An outline of the speaker's views concerning the key forces that are shaping the legislative and regulatory framework. Mergers between big banks in Quebec and Ontario. Three important currents that characterize the national legislative and regulatory framework. Political dimensions. Public policy objectives that guide elected officials and civil servants when ...
    Text  Raymond, Réal, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 2006), 7 Apr 2005, 318-330   An outline of the speaker's views concerning the key forces that are shaping the legislative and regulatory framework. Mergers between big banks in Quebec and Ontario. Three important currents that ...
  • The Power of Innovation: Driving Small Business Growth
    Text  Vennat, Michel, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 2002), 25 Oct 2001, 160-169     How important small business is to Canada. Small Business Week in Canada. The impact of the events of 9/11 on business. Canada's position in facing this difficult period. The excellent health of our financial institutions. The resonse of the BDC. Other influences such as the globalisation of markets and growing ...
    Text  Vennat, Michel, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 2002), 25 Oct 2001, 160-169   How important small business is to Canada. Small Business Week in Canada. The impact of the events of 9/11 on business. Canada's position in facing this difficult period. The excellent ...
  • Why Canadian Bank Mergers Are Not in the National Interest
    Text  Jackman, The Hon. Henry N.R., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 2005), 7 Jun 2004, 434-446     A joint meeting of The Empire Club of Canada and The Canadian Club of Toronto. The merger of the Royal Bank and the Bank of Montreal - an ongoing story. Nothing decided. A review of the issues. A description of the relationship between our Canadian banks and the federal government. ...
    Text  Jackman, The Hon. Henry N.R., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 2005), 7 Jun 2004, 434-446   A joint meeting of The Empire Club of Canada and The Canadian Club of Toronto. The merger of the Royal Bank and the Bank of Montreal - an ongoing story. ...
  • A New Mandate for OSFI
    Text  Palmer, John R.V., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 2001), 8 Jun 2000, 52-63     An explanation of the Office of the Superintendent of Financial Institutions. Canada's financial-sector institutions. OSFI as a legislative mandate. How the mandate, passed into law in 1996, has driven the activities of OSFI. How the OSFI has been fundamentally transformed as a result of that legislation. A new approach to ...
    Text  Palmer, John R.V., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 2001), 8 Jun 2000, 52-63   An explanation of the Office of the Superintendent of Financial Institutions. Canada's financial-sector institutions. OSFI as a legislative mandate. How the mandate, passed into law in 1996, has driven the ...
  • Canada's 1997 Budget
    Text  The Honourable Paul Martin, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1997), 21 Feb 1997, 419-433     The current Federal Government's fourth budget. One overriding goal: the need to build both a stronger economy and a stronger society. A plan in place since this government took office; that plan acted upon, and built, in every one of the budgets. Four key elements of the plan. Establishing confidence ...
    Text  The Honourable Paul Martin, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1997), 21 Feb 1997, 419-433   The current Federal Government's fourth budget. One overriding goal: the need to build both a stronger economy and a stronger society. A plan in place since this government took office; ...
  • The Outlook for 1965
    Text  Moore, George S.; Currie, William M., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1965), 7 Jan 1965, 149-162     Mr. Moore Some outlooks and a few words about the speaker's views of the U.S. economy in 1965. Some predictions about 1965. Another year of economic expansion. The circumstances under which growth could continue. Favourable factors in 1965. Some problems, similar to those being experienced in Canada. What underlies the ...
    Text  Moore, George S.; Currie, William M., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1965), 7 Jan 1965, 149-162   Mr. Moore Some outlooks and a few words about the speaker's views of the U.S. economy in 1965. Some predictions about 1965. Another year of economic expansion. The circumstances under ...
  • Some Canadian Problems
    Text  Beatty, Edward W., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club of Canada, 1924), 10 Jan 1924, 3-16     The attitude of the railways, particularly that of the C.P.R., towards the City of Toronto. Sources of conflict between the City and the Companies. The origins of the difficulties of 1913 and 1923. The agreement which constitutes a legal obligation upon the Grand Trunk Railway and its successors, the Canadian ...
    Text  Beatty, Edward W., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club of Canada, 1924), 10 Jan 1924, 3-16   The attitude of the railways, particularly that of the C.P.R., towards the City of Toronto. Sources of conflict between the City and the Companies. The origins of the difficulties of ...
  • The Banking Systems of Canada and the United States
    Text  Stewart, D.M., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club of Canada, 1906), 14 Dec 1905, 86-96     Some general comments about the banking business. A duty owed to the public to disseminate accurate information regarding this subject, as it is one upon which the commercial, agricultural and industrial prosperity of the Dominion is vitally dependent. The detriment to any country and demoralization to its people if there ...
    Text  Stewart, D.M., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club of Canada, 1906), 14 Dec 1905, 86-96   Some general comments about the banking business. A duty owed to the public to disseminate accurate information regarding this subject, as it is one upon which the commercial, agricultural and ...
  • What's Behind the Proposed Bank Mergers?
    Text  Hunkin, John S., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1998), 12 Feb 1998, 320-327     The speaker's intention to step back and look at what's behind the desire to merge. The real driver globalisation and how that is so. Why globalisation is happening. New opportunities being created. How a company can achieve scale. The record number of takeovers last year. The pursuit of size and ...
    Text  Hunkin, John S., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1998), 12 Feb 1998, 320-327   The speaker's intention to step back and look at what's behind the desire to merge. The real driver globalisation and how that is so. Why globalisation is happening. New opportunities ...
  • The New Society: New Title, Same Old Debate
    Text  Pearson, Gerald E., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1976), 1 Apr 1976, 369-383     The problem of semantics in terms such as "free market system," "capitalism," "socialism," "free enterprise." The "mixed economy" that exists in Canada. Comments on the assertion by the Prime Minister announcing the federal spending cuts that Canada had entered "a new economic era" and that a "new kind of society" ...
    Text  Pearson, Gerald E., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1976), 1 Apr 1976, 369-383   The problem of semantics in terms such as "free market system," "capitalism," "socialism," "free enterprise." The "mixed economy" that exists in Canada. Comments on the assertion by the Prime Minister ...
  • Alternatives for a Free Society
    Text  McIvor, Donald K., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1976), 5 Feb 1976, 251-262     A speech of enquiry, addressing what choices we have, in Trudeau's words: "…as a free people responsible for our own destiny and capable of shaping our own future." Terms and definitions for "free market system" and "mixed economy." Response to what the Prime Minister has said. Agreement, with discussion that ...
    Text  McIvor, Donald K., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1976), 5 Feb 1976, 251-262   A speech of enquiry, addressing what choices we have, in Trudeau's words: "…as a free people responsible for our own destiny and capable of shaping our own future." Terms and ...
  • The International Expansion of Banking
    Text  Hanselmann, Guido P., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1976), 15 Jan 1976, 204-217     Banking, discussed under the following headings. Buildup of an International Network. Swiss Banks Abroad—Foreign Banks in Switzerland. Reasons for Increased Internationalization. Necessity and Risk. What Does the Future Hold? Canada used as an example under the last heading, particularly with regard to the James Bay and Churchill Falls projects, the ...
    Text  Hanselmann, Guido P., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1976), 15 Jan 1976, 204-217   Banking, discussed under the following headings. Buildup of an International Network. Swiss Banks Abroad—Foreign Banks in Switzerland. Reasons for Increased Internationalization. Necessity and Risk. What Does the Future Hold? Canada ...
  • Free Enterprise in Canada
    Text  Caouette, Réal, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1973), 9 Nov 1972, 88-104     Post-election speech. Short review of the election results. Prospects of the Social Credit Party of Canada outside of Quebec. Canada's economic problems as the main one. Regional and provincial disparities. Solutions as proposed by the Social Credit Party. Economic roles of government, individuals, and institutions.
    Text  Caouette, Réal, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1973), 9 Nov 1972, 88-104   Post-election speech. Short review of the election results. Prospects of the Social Credit Party of Canada outside of Quebec. Canada's economic problems as the main one. Regional and provincial disparities. ...
  • The Future is Not What it Used to Be
    Text  Baird, Charles F., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1981), 30 Apr 1981, 382-395     An examination of some of the "major characteristics of change that will face Canada and the world in the 1980s." The economic future of the Western industrial countries is not optimistic in the medium-term outlook. Basic problems facing policy makers are "the high cost of unemployment and inflation, and the ...
    Text  Baird, Charles F., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1981), 30 Apr 1981, 382-395   An examination of some of the "major characteristics of change that will face Canada and the world in the 1980s." The economic future of the Western industrial countries is not ...
  • Crossing The 100 Billion Dollar Mark
    Text  Smith, Dr. Arthur J.R., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1972), 20 Jan 1972, 174-190     A complete review of Canada's current economic condition. An optimistic forecast for 1972. Canada's gross national product for the first time to cross the 100 billion dollar mark. A review of highlights of business trends over the past few years; also reasons for continuing problems of unemployment, underutilized facilities, fixed ...
    Text  Smith, Dr. Arthur J.R., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1972), 20 Jan 1972, 174-190   A complete review of Canada's current economic condition. An optimistic forecast for 1972. Canada's gross national product for the first time to cross the 100 billion dollar mark. A review ...
  • The Canada Development Corporation
    Text  Hampson, H. Anthony, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1972), 17 Feb 1972, 244-262     The Canada Development Corporation and some background as to its origins in the mid-1950s. Walter Gordon's Royal Commission on Canada's Economic Prospects. The issue of non-resident ownership and control of the Canadian economy. Changes in Canada's trade and balance of payments. The growth of exports vs. imports. Demand for Canada's ...
    Text  Hampson, H. Anthony, The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1972), 17 Feb 1972, 244-262   The Canada Development Corporation and some background as to its origins in the mid-1950s. Walter Gordon's Royal Commission on Canada's Economic Prospects. The issue of non-resident ownership and control of ...
  • America Besieged
    Text  Rinfret, Dr. Pierre A., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1972), 9 Dec 1971, 106-123     A joint meet of The Empire Club of Canada and the Toronto Society of Financial Analysis. Canadian-American relations, particularly economic. Provocative statement by President Nixon that Japan (not Canada) was America's No. 1 trading partner. Apologies to Prime Minister Trudeau. America not protectionist. Canada and America's economies tied together. A ...
    Text  Rinfret, Dr. Pierre A., The Empire Club of Canada Addresses (Toronto, Canada: The Empire Club Foundation, 1972), 9 Dec 1971, 106-123   A joint meet of The Empire Club of Canada and the Toronto Society of Financial Analysis. Canadian-American relations, particularly economic. Provocative statement by President Nixon that Japan (not Canada) was ...
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